Business & Commercial Insurance

Business insurance is an essential component of any enterprise’s risk management strategy. In an increasingly complex and unpredictable business landscape, safeguarding your company against unforeseen challenges is paramount. Whether you’re a small startup or a large corporation, understanding the intricacies of business insurance is vital for protecting your assets, employees and the continuity of your operations. With the right insurance, you can mitigate potential financial setbacks and confidently pursue your company’s growth and prosperity. 

What Is Business Insurance? 
Business insurance, or commercial insurance, refers to various coverages designed to protect businesses from numerous risks and financial losses. It provides financial assistance and support in the event of unexpected events that could otherwise jeopardize a company’s operations, assets or financial stability. Business insurance policies typically cover various aspects of a business, including its property, liability, employees and income. The specific coverage and types of risks addressed by business insurance can vary widely depending on the policy and the business’s needs. 

What Does Business Insurance Cover? 
Every business’s insurance portfolio is unique to the operations it covers; however, most businesses need a minimum of the following four types of coverage: 

• Property insurance 
• General liability insurance 
• Business interruption insurance
• Workers’ compensation insurance