I have bought Nationwide Home and Auto insurance for the past 27 years, through a couple of changes in ownership of the local agent representing Nationwide. In all these years, when something broke or was damaged, Nationwide was helpful in every way, and the call for help always went to the local agent first. I have learned to rely on them and trust them. This is what I tell all the other insurance sales people when they call, offering better deals. I tell theem I have the best deal. Peace of mind.